Need Cash?

Bills to pay?

Electricity & Gas Bills.

Need Cash?

Bills to pay?

Household Essentials.

Need Cash?

Bills to pay?


Need Cash?

Bills to pay?

Car Registration and Servicing

loans from $300 to $4,500


bills to pay

Electricity & gas bills

Household essentials


Car registration and repairs

Buy instead of rent

Vet bills

key credit offers

Friendly & caring

Flexible loans from 32 to 52 weeks

No early payout fees

Accredited lender

It's easy

Make an appointment

No loan, No fee

Tailored weekly or fortnightly payments


all you need

Current bank Statement within last 90 days

Couple of pay slips

Current photo ID

Statement of income (if on centrelink)

Bills with current address

Car registration paper

Save With Key Credit

about us

We are a family business that has been around since 2008.

We have helped people that no one would, taking time to understand their financial position and problems – that’s why we like to do things face to face .

So whether you are a Centrelink client or a FIFO worker we all have those times when we need extra cash.


"I've been a regular customer of Key Credit for more than 10 years and they have never declined my loan application and you've always made my life a lot easier as well as for my family. Life has its trying moments, for your trust........ I say a big THANK YOU!!! More power to key credit and I wish that your company will continue to be of service to the community."


"Key Credit has helped me with many loans over the past 12 years and they have always been my first choice when i needed loan help. I would not go anywhere else because I know that I have always not only obtained a loan that met my financial needs but, more importantly, that i have made a friend. If I have a need for another loan I would not hesitate to contact Key Credit because I have always found them to be well organised, thorough and professional as well as kind, which has made all the difference in my interactions with them. They are responsive, have always called me back promptly, and are completely upfront about any associated costs. I would recommend Key Credit to anyone who is need of financing"


"I have nothing but praise and compliments to Key Credit and their staff for the way they have conducted themselves where loans to me have been nothing but complementary. I've had numerous loans with them. please consider their beautiful conduct towards me and I would imagine the same for a lot of other people."


"Myself and my husband have been getting loans through Key Credit for a few years now and it’s been awesome and easy . Due to the cost of living these days it’s been hard to get the money to be able to get little things done around our house but since we have found Key Credit it’s been absolutely awesome . Its places like Key Credit with their personal friendly touch that enables us to get the simple pleasures in life"

Dianna and Warren

Contact us

2 + 11 =

3/466 Warton Road

Southern River WA 6110

08 9256 3444

Monday – Friday

9am to 4:30pm

We are here

3/466 Warton Road, Southern River WA 6110, Australia